Financial Resources
Graduate Referral Program
Refer a friend, family member, or coworker to one of our graduate programs. If they enroll in and complete two courses or more, you receive $250! Restrictions apply. More information available here.
Prior Learning Assessment
Do you have professional experience in your field that could apply toward a degree? Ë¿¹ÏÊÓƵ offers Prior Learning Assessment, a unique program that turns your relevant work and real-world experience into usable credits, so you can earn your degree that much faster. Talk to an SEM about how to earn credit for this experience.
Financial Aid
Grad school is all about igniting your passions and rediscovering your love for learning—until you get the bill. But it doesn't have to be that way. We're here to tell you paying for graduate school doesn't need to come with a pit in your stomach. Need some advice? Want to get set up? Your Student Experience Mentor is your resident expert on all things paying-for-grad-school. Go ahead and click Let’s Talk to get in touch! We don't want anything—including money—to get in the way of your education.
Financial Aid Application Process
Students interested in financial aid should complete the Free Application for Federal Student Aid (FAFSA) at .
Which FAFSA should I file?
- Complete the 2024-25 FAFSA if you are starting Summer 2024 through Summer 2025.
- Complete the 2025-26 FAFSA if you are starting Summer 2025 through Summer 2026.
For summer 2025 starts, file both years to maximize your eligibility!
Federal Loans
Federal Unsubsidized/Subsidized Direct Loans
Federal Direct Graduate Plus Loans
After a graduate or professional student has exhausted their loan eligibility, they may be eligible to borrow from the Federal Direct Grad PLUS Loan Program. Grad PLUS loans have an annual borrowing limit of up to the full cost of attendance minus other financial aid received. Unlike the Federal Direct Unsubsidized Loan Program, which does not rely on the borrower’s credit history in any way, an approved Grad PLUS borrower cannot have an adverse credit history (e.g., bankruptcy, foreclosure, repossession, tax lien, default, or current delinquency of 90 or more days on any debt).
Other supplemental student loans are available from private lenders for students who meet lender credit requirements. Students who need to supplement their Federal Direct Unsubsidized Loans with Grad PLUS or private loans are encouraged to explore all borrowing options with one of Ë¿¹ÏÊÓƵ’s expert financial aid counselors. We are here to help you!
Private Alternative Loans
Private Alternative Loans can be a good option after federal loan eligibility is exhausted or to use for graduate certificate programs for which federal aid is currently not available. These loans are credit based, and a co-signer may be used. They have variable or fixed interest rate options. Students may select any lender they would like or may choose from . Click here for more information on private loans.
Loan Comparison
Degree Completion & Accelerated Nursing Students (at least half-time status)
2024-2025 Information
| Loan | Student Eligibility | Interest Rate | Fees | Annual Borrowing Limit | Lifetime Borrowing Limit |
| Direct Subsidized Loan | Qualifying FAFSA Filers | 6.533% | 1.057% | $3,500-Freshman $4,500-Sophomore $5,500-Junior/Senior | $23,000 |
| Direct Unsubsidized Loan | FAFSA Filers | 6.533% | 1.057% | $2,000 - $7,000 (Dependent/Independent) | UG: $57,500 (includes any subsidized amounts) |
| Alternative Loan | All Students | Varies | Varies | Up to full cost of attendance | none |
| Direct Parent PLUS Loan | Dependent FAFSA Filers | 9.083% | 4.288% | Up to full cost of attendance | none |
2025-2026 Information
| Loan | Student Eligibility | Interest Rate | Fees | Annual Borrowing Limit | Lifetime Borrowing Limit |
| Direct Subsidized Loan | Qualifying FAFSA Filers | Available June 2025 | 1.057% | $3,500-Freshman $4,500-Sophomore $5,500-Junior/Senior | $23,000 |
| Direct Unsubsidized Loan | FAFSA Filers | Available June 2025 | 1.057% | $2,000 - $7,000 (Dependent/Independent) | UG: $57,500 (includes any subsidized amounts) |
| Alternative Loan | All Students | Varies | Varies | Up to full cost of attendance | none |
| Direct Parent PLUS Loan | Dependent FAFSA Filers | Available June 2025 | 4.228% | Up to full cost of attendance | none |
Graduate Students (at least half-time status)
2024-2025 Information
| Loan | Interest Rate | Fees | Annual Borrowing Limit* | Lifetime Borrowing Limit | Program Eligibility |
| Direct Unsubsidized Loan | 8.083% | 1.057% | $20,500 | $138,500 | Degree seeking FAFSA Filers |
| Direct Graduate PLUS Loan | 9.083% | 4.228% | Up to full cost of attendance | none | Degree Seeking FAFSA Filers |
| Alternative Loan | Varies | Varies | Up to full cost of attendance | none | All credit worthy applicants (Degrees & Certificates) |
2025-2026 Information
| Loan | Interest Rate | Fees | Annual Borrowing Limit* | Lifetime Borrowing Limit | Program Eligibility |
| Direct Unsubsidized Loan | Available June 2025 | 1.057% | $20,500 | $138,500 | Degree seeking FAFSA Filers |
| Direct Graduate PLUS Loan | Available June 2025 | 4.228% | Up to full cost of attendance | none | Degree Seeking FAFSA Filers |
| Alternative Loan | Varies | Varies | Up to full cost of attendance | none | All credit worthy applicants (Degrees & Certificates) |
Scholarships
The Windmill Foundation Scholarship
This endowed scholarship provides financial assistance to full-time and part-time undergraduate and post-baccalaureate Graduate and Continuing Studies students who share an active commitment to the community and are willing to encourage others to pursue educational excellence.
- There are no restrictions on age, gender, or stage at which the student enters college.
- New or transfer students may be considered.
- Potential recipients must file the Windmill Scholarship Application.
Please file the to be considered for the Windmill Foundation Scholarship.
The Charlotte Newcombe Scholarship
This scholarship provides financial assistance to women over the age of 25 who:
- Are pursuing a Bachelor's Degree or Post-Baccalaureate Certificate
- Have earned at least half of the credits required toward their degree or certificate
- Demonstrate financial need as determined by the FAFSA
Potential recipients of this resource must file the and submit a completed .
MBA Endowed Scholarship
Selection is based on financial need, an application essay, and personal interview (if needed). The scholarship may be used to cover tuition, fees, and textbooks required by the course(s). Review of applications will be conducted on a rolling basis based upon funds available. For more information on the MBA Endowed Scholarship, please email spsi@moravian.edu or call 610-861-1440.
- The Fab MAB Pass-It-On Award
- Can cover full tuition and fees for qualifying students
- (25 scholarships & grants listed)
- (various nursing scholarships)
- Nursing Faculty Loan Program
- Loan opportunity targeted to future nursing faculty offers up to 85% loan forgiveness within 4 years of full time (or combination of adjunct positions) at a qualifying institution. Loan is available for full and part time enrollment. Repayment begins on the 15% after completion of the fourth year of qualifying employment.
MSAT
DAT
Grants
Pennsylvania State Grant (Undergraduate Students Only)
are awarded to full-time and part-time first baccalaureate degree candidates who demonstrate need. The deadline for this program is May 1, but we suggest transmitting your FAFSA by March 15. File the and you'll be in great shape.
Federal Pell Grant and Federal SEOG (Undergraduate Students Only)
The and the (SEOG Grant) is awarded to full-time and part-time first baccalaureate degree candidates who demonstrate significant need. File the to be considered.
The Sibling Grant is awarded to any new full-time graduate student enrolling at Ë¿¹ÏÊÓƵ who has a sibling currently enrolled at the college. Eligible recipients receive up to $2,000 annually.
Paying for Graduate School
Employer Reimbursement Payment Plan
This plan is designed for students whose employers reimburse tuition but only at the conclusion of the course when a grade has been received. Simply file the ERPP Fall '24 and Spring '25 Form with the Graduate and Continuing Studies Office.
All payment plan activity occurs in the Student Accounts portal via your AMOS homepage (). Students or authorized parent users may enroll in the "your account" section of the Student Account portal. There is a $35 enrollment fee for each semester. Options are available for fall, spring and summer plans.
For graduate and adult students interested in on-campus employment, positions are available for those who are Federal Work Study eligible. To view a list of currently available positions, visit the University Students tab on AMOS and click "Student Employment Job Postings." AMOS credentials are available once a student is admitted.
International Students
International Student Certification of Finances
This is required for all students planning to attend any of Moravian graduate programs. Please complete and return to Moravian Graduate and Adult Enrollment.